Roth Ira Contribution 2024 Over 50. This table shows whether your contribution to a roth ira is affected by the amount of your modified agi as. In 2024, your magi has to be under $146,000 for single filers or under $230,000 for joint filers to make the full roth ira contribution of $7,000 (or $8,000 if you're 50 or older).

$6,500 if you’re younger than age 50. In 2024, the max ira contribution you’re able to make is $7,000.